How to improve your credit score

Keys to a Higher Credit Score Credit scores provide a snapshot of your financial health. Your credit score can affect everything from credit card limits to loans to your ability to rent an apartment or buy a home. A high credit score can indicate to lenders that you are likely more credit worthy while a […]

“Paying your bills on time accounts for 35 percent of your credit score. Stay on top of your bills by creating a calendar for tracking when your bills are due. You can also enroll in auto bill payments with online banking tools to avoid paying bills late. Keeping your account balances low can help raise your credit scores. Your credit utilization ratio is a major factor when determining your score. You can estimate this ratio for each of your accounts by dividing the amount you owe on each account by the amount of the credit line.” via Credit Tips: How to improve your credit score — QUE.com